Lend with Light Mortgage Services provides mortgage brokerage services in Ontario. By using our website or engaging with our services, you agree to these Terms & Conditions.
Services Offered
We assist with:
- Residential/commercial mortgage pre-approvals.
- Mortgage refinancing, renewals, and private lending solutions.
- Credit improvement guidance and financial planning.
- Bilingual support (English, French, Creole).
Client Responsibilities
You agree to:
- Provide accurate, up-to-date information.
- Verify documents shared with lenders.
- Understand all mortgage terms (rates, penalties, etc.) before signing.
Fees & Payments
- Brokerage Fees: Typically lender-paid; client-paid fees (if applicable) will be disclosed upfront.
- Third-Party Costs: Appraisal, legal, or credit report fees are your responsibility.
Data Use & Privacy
- Your data is used solely for mortgage processing, underwriting, and legal compliance.
- See our Privacy Policy for details.
Liability Limitations
- We cannot guarantee lender approvals or specific rates.
- Not liable for market changes or lender decisions.
Dispute Resolution
- Disputes will follow Ontario’s Financial Services Regulatory Authority (FSRA) guidelines.
Amendments
We may update these terms; changes will be posted on our website.
Amendments
Questions? Reach out:
Shamz | Lend with Light
647-781-3777
lendwithlight@gmail.com
Unit 213 – 10 Gillingham Drive, Brampton L6X 0G6




