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Terms & Conditions

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Lend with Light Mortgage Services provides mortgage brokerage services in Ontario. By using our website or engaging with our services, you agree to these Terms & Conditions.

Services Offered

We assist with:

  • Residential/commercial mortgage pre-approvals.
  • Mortgage refinancing, renewals, and private lending solutions.
  • Credit improvement guidance and financial planning.
  • Bilingual support (English, French, Creole).

Client Responsibilities

You agree to:

  • Provide accurate, up-to-date information.
  • Verify documents shared with lenders.
  • Understand all mortgage terms (rates, penalties, etc.) before signing.

Fees & Payments

  • Brokerage Fees: Typically lender-paid; client-paid fees (if applicable) will be disclosed upfront.
  • Third-Party Costs: Appraisal, legal, or credit report fees are your responsibility.

Data Use & Privacy

  • Your data is used solely for mortgage processing, underwriting, and legal compliance.
  • See our Privacy Policy for details.

Liability Limitations

  • We cannot guarantee lender approvals or specific rates.
  • Not liable for market changes or lender decisions.

Dispute Resolution

  • Disputes will follow Ontario’s Financial Services Regulatory Authority (FSRA) guidelines.

Amendments

We may update these terms; changes will be posted on our website.

Amendments

Questions? Reach out:
Shamz | Lend with Light

647-781-3777 
lendwithlight@gmail.com 
Unit 213 – 10 Gillingham Drive, Brampton L6X 0G6

We understand the importance of approaching each work integrally and believe in the power of simple.

Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)
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